offered by RHB and HL Bank, and the best 3-month fixed deposit rate we found was 3.50% p.a. The best 12-month fixed deposit rate we found was 3.60% p.a.Hong Leong Finance is also offering a promotional 11-month fixed deposit rate to 3.48% per annum. For example, Citibank raised its 3-month fixed deposit rate to 3.50% per annum.Banks in Singapore have raised their interest rates on fixed deposit accounts in November 2023.

agree that OCBC Bank has the absolute discretion to decline my application for a FRANK Debit Card and/or FRANK Account without giving any reason and to retain the documents submitted as property of OCBC Bank.

Without prejudice to the foregoing, I consent to such disclosure to any credit bureau or any other organisation or corporation set up for the purpose of collecting and providing information relating to the credit standing of persons, and to the disclosure by such credit bureau or other organisation or corporation to any member thereof, for the purposes of assessing my creditworthiness or for other purpose whatsoever and

consent for OCBC Bank to disclose any information whatsoever relating to me as OCBC Bank shall consider appropriate to any person to whom disclosure is permitted or required by any applicable law or to any other person wherever situated for any purpose.

authorise OCBC Bank to verify information given in this application with any party (including, without limitation, with any credit bureau or any other organisation or corporation set up for the purpose of collecting and providing information relating to the credit standing of persons) without reference to me.

confirm that I am not an undischarged bankrupt and there has been no statutory demand served on me.

represent and warrant that all information provided by me in this application is true and complete and undertake to notify OCBC Bank immediately of any change in such information.

confirm that I have read, understood and agreed to be bound by the terms and conditions set out in this application form.

I hereby irrevocably and unconditionally:

Ocbc foreign fixed deposit rates